Windshield Chip Repair Cost

A truck kicked up a stone on the highway, you heard a sharp crack, and now there is a small bullseye or star in your windshield. It is about the size of a dime, and you are wondering if it can wait.

So how much does windshield chip repair cost? About $45 to $150 for the first chip at glass shops that put their prices online, and $10 to $30 for each extra chip fixed in the same visit.

If you have comprehensive coverage, the repair is often free. Progressive, GEICO and Travelers do not charge a deductible for a chip that can be repaired.

In this guide I will show you what four shops charge, when a chip can still be repaired, when insurance pays, what owners paid, what a kit costs, and the price if it turns into a crack.

What Glass Shops Charge for a Chip

Here are four shops in Utah, Colorado and Texas that publish their chip repair prices, checked October 9, 2026:

The Austin shop prices a chip by its size, how easy it is to reach, the type of glass, and whether the technician comes to you.

The repair is quick. Bob’s finishes most chips within 30 minutes, and the Austin shop in 30 to 45 minutes.

A short crack costs a little more. Cracks N Chips charges $85 for a crack up to 5 inches, plus $8.50 for each inch over that, so a 10 inch crack is $85 + (5 × $8.50) = $127.50. Patsco’s cash price for a crack repair is $85.

Can Your Chip Still Be Repaired?

Size and place decide it. GEICO repairs chips smaller than a quarter and cracks shorter than a dollar bill, and Progressive gives about 6 inches as the usual limit for a crack.

The Austin shop adds two more limits. Damage that blocks the driver’s direct line of sight, and damage that has gone through to the inner layer of the glass, call for a new windshield.

Do not wait long. Heat, cold and the next bump can turn a chip into a crack, and then a repair is off the table.

On Tesla Motors Club, a Model S owner watched a small chip grow into a crack down the whole driver’s side in 3 days, in February 2023. The new windshield was quoted at $1,400 to $1,700.

Will Your Insurance Pay for It?

Often, yes, if your policy has comprehensive coverage. Progressive does not charge a deductible for a windshield that can be repaired, in all 50 states, when the policy’s conditions are met.

GEICO waives the deductible for damage that can be repaired, and Travelers writes that in general you will not pay your deductible for the repair of a chip or crack.

There is a catch. If the repair fails and the glass has to be replaced, Travelers expects the deductible to apply to the new windshield.

Three states go further. In Florida, Kentucky and South Carolina, the law takes the deductible away on covered glass damage, so with comprehensive coverage even a new windshield has no deductible.

Should you claim a chip at all? On Tacoma World in June 2021, an insurance broker in Texas wrote that an $85 rock chip claim added $303 a year to a customer’s quote, for 39 months.

Other owners see no change. One Toyota owner’s insurer does not count glass damage among the things that raise the rate. So ask your insurer how it treats a glass claim before you file one.

What Owners Paid

• The owner of a 2025 Toyota Camry LE paid $174 at Safelite in Massachusetts for a small chip and crack, without insurance, in April 2026.
• Safelite quoted a Tacoma owner $175 to fill two small chips in February 2023.
• A Tesla Motors Club member insured with Allstate was told that up to 3 repairs are covered with no deductible, while a new windshield would cost the $1,000 deductible, in September 2025.
• A Model S owner paid an independent glass technician $85 to drill a chip and fill a short crack in July 2017.

So Safelite’s cash price was about $175 in both cases, for a chip and a crack or for two chips. Two chips cost $75 at Bob’s ($65 + $10) and $75 to $80 at Cracks N Chips ($45 to $50 + $30).

Can You Fix a Chip Yourself?

A home kit with resin and a small syringe costs far less. A Tacoma World member paid $13 for a Permatex kit in June 2026, and can hardly see where the dime size chip was.

A Toyota owner pays about $10 for the same kind of kit, and a Tesla owner used $25 kits from an auto parts store with some success.

Kits have limits, though. They lack the strong vacuum and the shop resins, the Austin shop explains, and that Toyota owner found they only handle smaller damage than a shop can.

I advise a kit only for a small, fresh chip outside your line of sight. A crack, or a chip in front of the driver, is a job for a shop.

What You Pay If the Chip Turns Into a Crack

Then you are buying a new windshield, and the cameras behind it may need to be set up again. Here is what owners were charged:

• Tesla asked $1,496 to replace the windshield of a Model 3 in Orlando, in February 2026.
• For the 2017 Model S above, Safelite’s price was over $1,700 and Tesla’s mobile service $1,400, in February 2023.
• Safelite quoted a Tacoma World member $850, or about $1,300 with the carmaker’s own glass, in June 2021.

So a $45 to $150 repair this week can save you $850 to $1,700 later. That is the whole case for fixing a chip early.

Windshield Chip Questions You Might Have

Where These Prices Come From

• Cracks N Chips, Windshield Repair Cost, Salt Lake City, Utah; Bob’s Windshield Repair, Rock Chip Repair, Colorado Springs, Colorado; Patsco, Windshield Crack and Chip Repair, San Antonio, Texas, all checked October 9, 2026.
• Luxury Auto Works, Windshield Chip Repair, Austin, Texas, updated August 28, 2026.
• Progressive, Free Windshield Replacement States (April 18, 2024); GEICO, windshield chip repair (March 19, 2026); Travelers, Auto Glass and Windshield Repairs (October 10, 2023).
• The laws: Florida Statutes section 627.7288, Kentucky Revised Statutes 304.20-060 and South Carolina Code section 38-77-280.
• Owner posts on Toyota Nation, Tacoma World and Tesla Motors Club, linked above with their dates, read October 9, 2026.

I hope this helps you fix that chip before it costs you a windshield. If you have any questions, you can email me at costcheckr@gmail.com.